Guest Medical Protection

Homeowner’s policies include many coverages that protect your home as well as your family. One of the most overlooked coverages is guest medical protection. This provides coverage for the reasonable and necessary medical expenses for any injury a third party sustains on your property. A good example of this is if you are having friends over for a dinner party and someone slips in the bathroom and breaks their wrist. Guest medical protection would cover up to the limit listed on the policy for the injured party’s medical expenses such as emergency room costs regardless of fault. This coverage can give you and your guest’s peace of mind to make sure they are taken care of in case of an accident.